Checking

	Basic Checking	Plus Checking	You First Club Account	NOW Checking	Student Checking
Account Summary	Basic banking services with the option to purchase other services when needed more information	Traditional full service banking more information	Full service checking with Club benefits and discounts more information	Plus Checking with Interest Earning more information	Basic Checking plus online bill pay with no minimum balance more information
Minimum to Open	$100	$100	$100	$1,500	$100
Balance Requirement	$200 Daily Minimum	$1,000 Monthly Average or $2,000 Monthly Average with Savings	None	$1,500 Daily Minimum or $2,500 Monthly Average	None
Monthly Pricing	$5/month if balance requirement not met	$8/month if balance requirement not met	$10/month	$10/month if balance requirement not met	None
Features	ATM/Debit Card Basic Internet Banking Online Bill Pay - $4/month Free Telephone Banking	ATM/Debit Card Full Service Internet Banking Free 15 Online Bill Pay Free Telephone Banking	Club Checks Accidental Death & Dismemberment Insurance Discounted Wire Transfers Discounted OD Protection Six Cashiers Checks or Money Orders per Month ATM/Debit Card Full Service Internet Banking Free 15 Online Bill Pay Free Telephone Banking	ATM/Debit Card Full Service Internet Banking Free 15 Online Bill Pay Free Telephone Banking	ATM/Debit Card Full Service Internet Banking Free 6 Online Bill Pay Free Telephone Banking
Statement Options	Free E-Statements or Paper Statemtents $2/month	E-Statements or Paper Statements Free	E-Statements or Paper Statements Free	E-Statements or Paper Statements Free	Free E-Statements or Paper Statemtents $2/month
Additional Features		Free Auto Transfers Free Phone Transfers	Free Auto Transfers Free Phone Transfers Free Teller Statements	Free Auto Transfers Free Phone Transfers	Free Auto Transfers

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